FB ID

Carnival Nirbighno Combo

Accidental Life-Health & 3rd Party Insurance (3001+ CC) - for 1 year

Coverage up toBDT 550,000

Premium - BDT 1,999

Death Death BDT 500,000
Accidental Hospitalization Accidental Hospitalization BDT 50,000
3rd Party Insurance (Act Liability) 3rd Party Insurance (Act Liability)   
  • Number of insured persons – 1
  • Life Coverage – BDT 500,000

    * death due to any cause other than suicide/HIV-AIDS

  • Accidental Hospitalization Coverage - BDT 50,000
    • Head Injuries (Up to BDT 50,000)
    • 2nd and 3rd Degree Burn (Up to BDT 37,500)
    • Chest Injuries (Up to BDT 25,000)
    • Fractures & Dislocation (Up to BDT 12,500)
    • 1st degree burns , Scrapes and Cuts (Up to BDT 5,000)
    • Soft Tissue Injuries including Sprain (Up to BDT 2,500)

No benefit shall be paid under this Contract for expenses or losses resulting from or incurred in connection with or in consequence of the following:

Core Exclusions:

  • Only MBBS doctor's prescriptions will be valid for all types of claims

General Exclusions:

  • All pre-existing disease related Death, PTD, Hospitalization and out-patient
  • Death caused by self-inflicted injury or the commission of or attempted commission of an assault or any unlawful act, or being engaged in any illegal activity or felony
  • By participating in illegal activity is not covered
  • Suicide while sane or insane
  • The condition of Acquired Immune Deficiency Syndrome (AIDS), or any AIDS related illness or HIV virus
  • Any congenital infirmity
  • Any procedures which is experimental or not generally accepted by the medical profession viz. acupuncture, herbal/ayurvedic/homeopathy treatment and any Alternative Medical Care (AMC) etc.
  • Treatment or advice by a person or professional not registered under BMDC (Bangladesh Medical & Dental Council)
  • Fracture and trauma due to physical assault, injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug
  • Sleep disorders i.e., treatment for insomnia, sleep apnea, snoring, or any other sleep related breathing problem
  • Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
  • Injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug