Chartered Life - Single Premium Classic

No benefit shall be paid under this Contract for expenses or losses resulting from or incurred in connection with or in consequence of the following:

Waiting Period:

• For Natural Death: 30 days from the date of registration
• For Accidental Death: 7 days from the date of registration

General Exclusions:

• All pre-existing disease related to all types of coverage in the first year of the policy
• Death caused by self-inflicted injury or the commission of or attempted commission of an assault or any unlawful act, or being engaged in any illegal activity or felony
• By participating in any types of illegal activities
• Suicide while sane or insane
• The condition of Acquired Immune Deficiency Syndrome (AIDS), or any AIDS related illness or HIV virus
• Any congenital infirmity
• Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
• Fracture and trauma due to physical assault, injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug
• Participating in competitions, races, contest, matches, on land, air or sea; pot-holing, paragliding, bungee jumping, parachuting and/or scuba diving
• Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
• Injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug