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Chartered Nirapotta (5 years)
For 5 years & 1 person by Chartered Life Insurance Co. Ltd.
Policy Details
| Natural Death | BDT 50,000 |
| Accidental Death | BDT 150,000 |
| Accidental Hopitalization | BDT 40,000 |
| Hospitalization (in patient service) | BDT 50,000 |
| Surgical Expense | BDT 40,000 |
| Ambulance Expense | BDT 20,000 |
- Number of insured – 1
- Worldwide Coverage
- Any Bangladeshi National
- Aged between 2 - 58 years
- This policy will be valid for 5 years from the date of registration
- Life Coverage of Primary Member (Natural Death) – BDT 50,000
- Life Coverage of Primary Member (Accidental Death) – BDT 150,000
- Accidental Hospitalization Coverage - BDT 40,000
- Head Injuries (Up to BDT 40,000)
- 2nd and 3rd Degree Burn (Up to BDT 30,000)
- Chest Injuries (Up to BDT 20,000)
- Fractures & Dislocation, Scrapes and Cuts (Up to BDT 10,000)
- 1st degree burns, Scrapes and Cuts (Up to BDT 4,000)
- Hospitalization (in-patient services) - BDT 50,000
* an in-patient is someone who's been admitted to hospital at least for 24 hours as per doctor's recommendation.
- In-patient services include - during hospitalization period Room rent, Hospital services, Surgical expenses, Consultation fees, Diagnostic bills, Medicine etc.
- Maximum confinement benefit - BDT 1,000/day (maximum BDT 10,000 and 10 days/year)
- Surgical Benefit – upto BDT 40,000
- Insured has to bear 30% of each claim amount
- Ambulance Cost - BDT 20,000
- Applicable for only ambulance fare (no other means of transport) in case of only emergency hospitalization
- Maximum BDT 5,000 can be claimed in a year
Exclusions
Summary
-
Yearly Coverage up to
BDT 350,000
-
Yearly Premium (one time payment)
BDT 5,000
