FB ID

Carnival Safety First

for 1 year

Coverage up toBDT 100,000

Premium - BDT 365

Death (at any cause) Death (at any cause) BDT 50,000
Accidental Hospitalization Accidental Hospitalization BDT 50,000
  • Number of insured persons– 1
  • Any Bangladeshi National
  • Aged between 18 - 60 years
  • Life Coverage – BDT 50,000

    * death due to any cause other than suicide/HIV-AIDS

  • Accidental Hospitalization Coverage - BDT 50,000
    • Head Injuries (Up to BDT 50,000)
    • 2nd and 3rd Degree Burn (Up to BDT 37,500)
    • Chest Injuries (Up to BDT 25,000)
    • Fractures & Dislocation (Up to BDT 12,500)
    • 1st degree burns , Scrapes and Cuts (Up to BDT 5,000)
    • Soft Tissue Injuries including Sprain (Up to BDT 2,500)
  • Required Documents for Death claim
    • Death Certificate
    • FIR/Police Report (in case of death due to accident)
    • Post-Mortem report (in case of death due to accident)
    • Any other documents (if required)
    • Submit within the time frame of 30 days of the incident
  • Required Documents for Accidental Hospitalization claim
    • Doctor’s Advice for hospitalization
    • Discharge Certificate
    • Hospital Bills
    • Treatment Sheet
    • FIR/Police Report (if required)
    • Medical reports such as X-Ray, CT Scan, MRI or Such relevant documents
    • Other treatment related documents (If necessary)
    • Submit within the time frame of 30 days of the incident

No benefit shall be paid under this Contract for expenses or losses resulting from or incurred in connection with or in consequence of the following:

Core Exclusions:

  • Only MBBS doctor's prescriptions will be valid

General Exclusions:

  • All pre-existing disease related Death, PTD, Hospitalization and out-patient
  • Death caused by self-inflicted injury or the commission of or attempted commission of an assault or any unlawful act, or being engaged in any illegal activity or felony
  • By participating in illegal activity is not covered
  • Suicide while sane or insane
  • The condition of Acquired Immune Deficiency Syndrome (AIDS), or any AIDS related illness or HIV virus
  • Any congenital infirmity
  • Any minor surgery, daycare treatment
  • Circumcision, prophylactic and immunization procedures
  • Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
  • Obesity i.e., treatment for, or required as a result of obesity, any cosmetic or plastic treatment/surgery, unless required as reconstructive surgery as a consequence of an injury due to accidents, burns
  • Any procedures which is experimental or not generally accepted by the medical profession viz. acupuncture, herbal/ayurvedic/homeopathy treatment and any Alternative Medical Care (AMC) etc.
  • Treatment or advice by a person or professional not registered under BMDC (Bangladesh Medical & Dental Council)
  • Rest, convalescence or rejuvenation cures, thermal baths, physiotherapy or confinement for the purposes of slimming or beautification
  • Fracture and trauma due to physical assault, injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug
  • Assembly of artificial limbs & necessary treatment of the said artificial limbs (unless required due to accident)
  • Routine examination of eye and ear, fitting or replacement of eyeglasses (including Intra-ocular lens or contact lenses) or hearing aids, health screening including routine physical examinations (health check-ups) and any dental treatment unless require hospitalization for re-constructive surgery as a consequence of an accident
  • Non-surgical care for tuberculosis, hepatitis B & C and any other vaccinations, all expenses incurred in connection with the donor for any treatment, AIDS and HIV diseases and costs of prostheses, corrective devices
  • Sleep disorders i.e., treatment for insomnia, sleep apnea, snoring, or any other sleep related breathing problem
  • Allergy tests that detect allergen- specific IgE
  • Treatment of family planning purposes including termination of pregnancy, sterility or treatment related to assisted reproduction, cost of contraception, cost of female hygiene product like sanitary pads, etc.
  • Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
  • Injury arising due to accident while participating in any unlawful activities (e.g., driving a car without a license), attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflicted or due to insanity or under the influence of a drug