|Permanent Total Disability (PTD)||BDT 60,000|
|Hospitalization ( in-patient service)||BDT 34,000|
|Out-patient service||BDT 6,000|
* death at any cause except suicide/HIV-AIDS
* In case of Total and Permanent Disability resulting from bodily injury directly through accidental means, which prevents the Insured Member from engaging in any business, occupation or work whatsoever for remuneration or profit and which disability has continued uninterruptedly for a period of at least six months and has been certified to be incurable by a physician approved by the Parties subject to provisions of this agreement.
* an in-patient is someone who's been admitted to hospital at least for a night as per doctor's recommendation.
* an out-patient is someone who goes to a hospital for a treatment but does not stay overnight.
No benefit shall be paid under this Contract for expenses or losses resulting from or incurred in connection with or in consequence of the following: